At CarsInsured.co.uk, we are confident we can help save you money on your car insurance, just fill in one simple quoteform provided by our partner Quotezone and compare prices from 90 different companies – instantly!
Compare Car Insurance from the UK’s leading insurance providers
- Cheap car insurance online – Our partner delivers a huge amount of custom to car insurance companies and they provide fantastic rates that we hope you’ll think are unbeatable.
- A fast service – Theres no need to spend ages searching through the yellow pages and ringing every car insurance company, answering the same old questions over and over again… just complete one quick form and all the leg work is done for you.
- Great value car insurance – You’re unique and so are your requirements, so we’ll help you find very cheap car insurance quotes that fit your needs perfectly.
- Flexible payment conditions – On-line payment and monthly instalment options are available.
- Consistently low cost car insurance quotes – By examining market prices daily through an advanced comparison system that links to all the leading UK car insurers.
For great value car insurance quotes, quote online to compare cheap car insurance now!
Car Insurance Options - compare types of policy:
There are 3 main kinds car insurance policies, ‘fully comprehensive’ car insurance, ‘third party’ cover and ‘third party fire and theft’ motor insurance. For cheap car insurance, third party is the way to go but to be on the safe side it is always advisable to take out fully comp cover and this is the most popular option in the UK. Please see our car insurance policy comparison below:
Fully comprehensive car insurance offers the best UK vehicle protection including benefits such as covering any damage to other motorists vehicles and property, replacement of broken windscreens or repairs and cover for the stereo system in the car. You are also fully covered for any injuries sustained by yourself or any other third parties, motorists and pedestrians and you have the bonus of your car being either repaired or replaced in the event of an accident or it gets taken by a car thief so your budget is safe.
Third party fire and theft car insurance is a more risky proposition as the cover is nowhere near as extensive as fully comp. If you accept its limitations it is the best option if you want to get the best value car insurance cover possible in the UK. as the name suggests, your car is covered for any damage by fire and any theft of the vehicle. You are also covered if your car causes injury to other road users. As with fully comp, you are covered for any damage to property or other vehicles but you are not covered for damage to your own vehicle.
Third party only car insurance cover is the best budget car insurance option but offers only the bare minimum legal cover to use your car on the road in the UK. Third party car insurance cover is there to safeguard other road users and pedestrians who may be caught up in an accident that is your fault.
Many younger drivers take out this type of cover as it is the cheapest insurance option available but older drivers also select this cover if the value of the car does not justify the increase in insurance. Its always a good idea to have a full comparison available but the main thing to remember is if you cause an accident or your car is stolen there will be no payout coming your way to cover the costs. Can you budget for this?
Want to save more money on your Car Insurance?
A great way to save money and get cheap car insurance is to shop around, but there are many other things you can do to get a cheaper quote if you are on a budget.
Cheaper car insurance - are you seen as risky business?
Insurance is all about risk… Its basically just a big pot of money we all pay into to cover us in the event of an unfortunate accident. With luck and being aware of road safety, you will never need to take from the pot but if the worst does happen you’ll be glad you paid in. The higher amount of risk you appear to present to an insurer, the more likely it is that you’ll be dipping into this pot. Unfortunately this means you have to put more money in the pot to start with through higher insurance costs.
All the information you provide to the insurance companies needs to be truthful and accurate but there are a few more factors to be aware of to help cut your motoring costs:
1) Mileage is a very important rating factor. Think hard about how many miles you will cover per year, this needs to be an accurate figure but if you have overestimated this number by a few thousand miles your car insurance may not be as cheap as it can be.
2) Cheaper car insurance can be easily obtained by choosing a higher excess on your policy. Again this is about risk, the more you are willing to pay towards the bill in the event of an accident, the less you pay for your insurance premium to start with. Its all about potential risk and reward. If you are in the above average risk category you may need to speak to a specialist broker.
3) The place you park your car overnight will influence your price so safety and security should be a priority. Your best discount will apply if you can keep your car safely in a secure garage at night. The risk is higher for cars parked overnight in the street as they are more likely to be damaged or nicked. Parking on your driveway is always a good middle option but, if you’ve got a garage, maybe its time for a clearout!
A few valuable money-saving, expert tips to get cheaper car insurance include:
- Watch the monthly payment plans! – if possible, pay your car insurance in one lump sum. Be aware of the often high amounts of interest added on to your policy if you opt to pay in instalments.
- The cost of your car insurance can vary throughout the month! Compare car insurance quotes online a few weeks before its due to be renewed and go to the 4 cheapest car insurers websites, you can then save these cheap quotes and recall them up to 28 days later (many insurers will stick to their original quote). A few days before your car insurance is due, revisit these sites and re-run your insurance quote. If the quote is cheaper, brilliant – you’ve saved more cash. If not, just recall your saved quote and you could get the cheap car insurance you were quoted a few weeks back!
- With age comes great experience (and cheaper cover)! Obviously you can’t change your age (although we may wish we could sometimes…) but simply adding an older driver such as a relative with a good driving record as a named driver on to your policy can reduce your quote significantly – give it a try and see!
Compare Cheap Car Insurance Quotes Online
The insurance comparison service compares over 90 cheap car insurance providers quotes, simply and securely. Just fill in one easy quote form or pick up the phone to get a great deal on your car insurance today. Thousands of satisfied drivers have used the car insurance comparison system provided by our partner, Quotezone to find great deals on their motor insurance, so put it to the test and compare the market with. No matter what kind of car you drive and insurance cover you need, we aim to help save you money.
Quinn Car Insurance.. Direct Line… Churchill.. Admiral… More than a little Confused when you GoCompare the Market??! Forget the rest, we’ll get you Swift cover at a price that’s right!
No matter what age you are or what car you drive, driving convictions and claims not a problem – you won’t go far wrong by putting us to the test!